Regulatory Disclosure

Legal name	NexaPay Pte. Ltd.
UEN	202417570W
Jurisdiction	Singapore
Registered address	68 Circular Road, #02-01, Singapore 049422

NexaPay Pte. Ltd. operates the NexaPay public website and serves as NexaPay's external brand, commercial, sales and operational coordination centre.

Accessing this website, submitting an inquiry or communicating with the NexaPay commercial team does not by itself establish a merchant relationship or constitute approval for any account or financial service. Merchant onboarding and services are subject to separate agreements, eligibility requirements and compliance review.

Legal name	NexaPay Fintech LLC
Jurisdiction	New York, United States
Address	418 Broadway, Ste R, Albany, NY 12207, United States

NexaPay Fintech LLC acts as the contracting entity for applicable merchant services under the relevant merchant agreement.

The exact contracting entity, service scope, transaction structure, fees, rights and obligations applicable to a merchant are set out in the agreement accepted or signed by that merchant.

NexaPay Fintech LLC is registered with the United States Financial Crimes Enforcement Network, or FinCEN, as a Money Services Business.

The registration record was checked through the official FinCEN MSB Registrant Search on 2 August 2026. The FinCEN search database displayed a last-updated date of 24 July 2026 at the time of verification.

Official record field	Information displayed
Legal name	NEXAPAY FINTECH LLC
Address	418 BROADWAY STE R, ALBANY, NY 12207
Authorised signature date	5 November 2024
Received date	5 November 2024

The licences, registrations and other regulatory requirements applicable to a service depend on the activities performed, the transaction structure and the relevant jurisdictions. The current public record may be checked through the official FinCEN MSB Registrant Search.

Legal name	NexaPay Brasil Ltda.
CNPJ	55.767.457/0001-18
Registered address	Rua Francisco Rocha, 198, Batel, Curitiba, PR, 80420-130, Brazil

NexaPay Brasil Ltda. provides BaaS technology and operational support in Brazil.

Depending on the applicable product and arrangement, its role may include providing the technology interface used to submit account applications, collecting and transmitting information and supporting documents, communicating application status, supporting agreed integrations and coordinating operational processes with applicable banking or payment institution partners.

NexaPay Brasil Ltda. is not represented on this website as a bank, deposit-taking institution or the independent provider of every account or regulated financial service accessible through the NexaPay platform.

Where an eligible merchant applies for a Brazilian local account through the NexaPay platform, the account is opened and maintained by the applicable banking or payment institution.

The account provider independently reviews the application, conducts required checks, decides whether to approve or reject it, opens and maintains the account, determines available capabilities and may restrict, suspend or close it under its terms and regulatory obligations.

In applicable e-commerce collection scenarios, an approved account may be opened in the name of the merchant's verified Brazilian CNPJ or CPF holder. The account is not opened in NexaPay's name merely because the merchant uses NexaPay's technology or operational interface.

Account availability remains subject to merchant eligibility, relationship verification, account-provider approval, applicable platform requirements and applicable law.

Some NexaPay collection services use a dedicated BRL Wallet rather than a bank account opened in the merchant's own CNPJ or CPF name.

The BRL Wallet is currently opened or maintained under NexaPay Fintech LLC. NexaPay allocates a dedicated wallet balance, identifier or ledger record to the approved merchant so that funds received for that merchant can be identified, recorded and reconciled separately.

The merchant's dedicated BRL Wallet:

• is not a bank or payment account opened in the merchant's own CNPJ or CPF name;
• does not change the legal account holder or account-opening entity from NexaPay Fintech LLC to the merchant;
• is used to record and manage funds attributed to the approved merchant under NexaPay's applicable service structure; and
• remains subject to the applicable Merchant Service Agreement, compliance review, transaction limits and product rules.

Where a merchant receives BRL through a payment link or another approved collection path, the funds may be credited to the merchant's dedicated BRL Wallet for reconciliation and subsequent use of available payment or foreign-exchange services.

Foreign-exchange and cross-border settlement services are provided under the applicable merchant agreement and transaction structure.

Availability may depend on successful merchant onboarding and KYB review, source-of-funds and transaction review, sanctions and anti-money laundering screening, destination-account ownership, banking and payment-network availability, applicable transaction limits and the laws of the relevant jurisdictions.

References to BRL–USD conversion, settlement timing or destination accounts describe general product capabilities. They do not guarantee that a transaction will be accepted, completed at a specific rate or settled by a fixed time.

Third-Party Platforms

NexaPay may refer to third-party e-commerce or social-commerce platforms to explain possible merchant use cases. These references do not imply sponsorship, authorisation, endorsement or an official partnership unless NexaPay expressly publishes a separate announcement confirming that relationship.

Platform availability and settlement methods remain subject to each platform's own rules, account requirements and operational decisions.

Banking and Payment Institution Partners

NexaPay works with selected banking or payment institution partners to support applicable account, payment, foreign-exchange or settlement capabilities. Each regulated institution acts within its own legal and regulatory capacity and remains responsible for the regulated services it directly provides.

NexaPay does not publish every underlying provider, technical vendor or commercial arrangement. A provider is publicly identified only where its role can be described accurately, the relationship is relevant to a public product, the information is current and NexaPay is authorised to publish it.

Information on this website provides a general description of NexaPay's business model and product capabilities. Products and services remain subject to merchant and beneficial-owner eligibility, KYB or KYC review, relationship verification, partner-institution approval, platform rules, transaction review, product availability and applicable law.

NexaPay does not guarantee approval of an account or merchant application, availability of a specific provider, acceptance by a particular platform, a fixed foreign-exchange rate, a fixed processing or settlement time, or uninterrupted availability of every feature.

This page does not replace any Merchant Service Agreement, BaaS terms, account-provider terms, transaction confirmation or other binding agreement. If this page conflicts with an agreement governing a specific merchant or service, the applicable signed or accepted agreement prevails.

Questions about NexaPay's legal entities, regulatory disclosures or the roles described on this page may be sent to:

Registered merchants should use the official support channel made available through their NexaPay account or service relationship for questions about a specific account, transaction or merchant review.