For cross-border businesses without a local Brazilian entity

Collect locally in Brazil through API.Manage BRL, convert and settle USD.

Embed PIX QR Code and PIX Automático into your website, app or platform. Once BRL is received, manage funds, request FX quotes and settle USD to an approved overseas business account.

Already a merchant? Open the dashboard

POST /payment/orders/direct200 · PENDING

{
  "country": "BR",
  "currency": "BRL",
  "paymentMethod": "PIX",
  "recurring": { "action": "CREATE" }
}

Instant paymentQR Code / Checkout URL

Recurring paymentAuthorization / RENEW

Business scenario, merchant fit, product solution

Start with the way you sell.

This solution is built for businesses headquartered in Mainland China, Hong Kong, Singapore or elsewhere outside Brazil that sell to Brazilian customers without establishing a local Brazilian operating entity. Both collection methods connect to the same BRL management, FX and overseas USD settlement path.

01 / Instant Collections

One transaction, confirmed by the customer

Scenario: Online orders, account top-ups, digital goods and real-time checkout
For: Cross-border businesses with their own website, app, online store or transaction platform
Solution: PIX QR Code Direct API creates an order and returns a QR code or checkout URL, with queries, signed webhooks and refunds

Customer scans → BRL received → FX on your schedule → overseas USD settlement

02 / Recurring Collections

One authorization for an ongoing service

Scenario: Subscriptions, memberships, SaaS, recurring bills, fixed repayments and usage-based billing
For: Digital services and membership businesses charging weekly, monthly, quarterly, semiannually or annually
Solution: PIX Automático API establishes an authorization and initiates recurring debits, with fixed or variable amounts, queries, webhooks and cancellation

One bank authorization → recurring debit → BRL received → FX and USD settlement

From a local payment in Brazil to overseas USD settlement.

Direct API connects your product to Brazilian local payment rails. After collection, account, FX and withdrawal capabilities support the cross-border funds path.

01 / IntegrateCreate an order or authorization

Initiate PIX from your own website, app or platform.

02 / PayCustomer confirms locally

Complete an instant payment or approve recurring debits.

03 / ReceiveBRL is credited

Confirm the final result through signed webhooks and order queries.

04 / ConvertRequest a quote and convert to USD

Choose the conversion timing based on your funds plan.

05 / SettleSettle USD overseas

Withdraw to an approved applicable business account.

Platforms and business models

More than a QR component.
An embeddable local collection capability.

Online Stores & Platforms

Accept PIX inside your own checkout journey.

Digital Services & Memberships

Support monthly fees, annual plans, software and content subscriptions.

Usage-Based Billing

Initiate variable recurring amounts and confirm each result by webhook.

Account Top-Ups

Create traceable local funding orders for platform users.

Orders & After-Sales

Query with merchant references and connect refund workflows.

Multi-System Finance Operations

Connect account, transaction and webhook data to internal systems.

A regional architecture beginning in Brazil

Local payment methods differ. The integration logic can remain consistent.

Brazilian PIX is live today. Local QR payment capabilities in other Latin American markets will join the same product architecture only after each market is ready and formally launched.

LiveBrazilPIX QR Code
PIX Automático
BRL

PlannedMexicoLocal QR payment capability
Subject to launch announcement

PlannedArgentinaLocal QR payment capability
Subject to launch announcement

Current availability

Clear boundaries make reliable integrations.

01PIX and PIX Automático currently support Brazil only, with country BR and currency BRL.

02Businesses must complete onboarding and receive the applicable organization number and API credentials.

03Direct API merchants are responsible for their customer interface, security hardening and applicable compliance flows.

04A created order or PENDING response is not a completed payment; rely on channel processing, queries and signed webhooks.

Apply online

Bring Brazilian local collections into your platform.

The whole application is completed online: sign in to the Merchant Dashboard, complete business verification, and submit your integration details on the API screen. The system reviews submissions automatically, and an email plus an application receipt tell you if anything needs to be added or corrected.

Go to Merchant Dashboard